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Finance

Finance

MIT Sloan uses its global ecosystem of people, programs, research, and partnerships to push the boundaries of finance. The MIT Sloan Finance Group is made up of expert faculty who conduct research, instruct students and executives on their latest financial models and methods, and provide guidance to regulators and policymakers in the field. Our academic offerings include the Finance Track certificate, the Master of Finance, and a PhD program in finance. Our Centers and initiatives dedicated to finance include the Consumer Finance Initiative, the Golub Center for Finance and Policy, and the MIT Laboratory for Financial Engineering.  

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MIT Kuo Sharper Center for Prosperity and Entrepreneurship Digital Economy

Challenging Assumptions by Micheil Banoub

This raises another question: how can SMEs afford annualized rates exceeding 70%? The answer lies in short loan tenures and high profit margins. Many supply contracts have short tenures of 1-2 months, meaning the interest accumulated is minimal relative to the loan term. Moreover, as I learned durin...

Mar 4, 2025
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